Wednesday, February 29, 2012

Pending home sales rise as prices remain low | Philadelphia Real ...

Buying a homeThose shopping for real estate in Philadelphia and elsewhere have been taking advantage of today?s favorable real estate market conditions, according to the National Association of Realtors.

The latest Pending Home Sales Index from the NAR, a forward-looking indicator, shows contract signings nationwide in January 2012 up 2 percent from the previous month and 8 percent from the same month a year ago. The index stands at 97.0, its highest level since April 2010, when the Federal tax credit for new home buyers pushed the index to 111.3. (An index of 100 equals the average level of contract signing activity in 2001, the year the NAR began this survey and the first of five straight years of record sales of existing homes. The NAR says the 2001 level is consistent with historically normal sales activity.)

It is quite likely that falling home prices have contributed a great deal to the uptick in sales of real estate in Philadelphia and nationwide. The latest S&P/Case-Shiller Home Price Indices, released today for December 2011, show home prices nationwide and on both the 10- and 20-city composite indices down significantly for the year. The national index fell 3.8 percent in the fourth quarter; it is also down 4 percent for the year, as is the 20-city composite index, which fell 1.1 percent in December. The 10-city composite index, which also fell 1.1 percent in December, is down 3.9 percent for the year. The declines bring the house price indices to their lowest levels since the housing market implosion began in mid-2006.

NAR Chief Economist Lawrence Yun said the January pending sales index figure bodes well for the coming spring home-buying season.??Given more favorable housing market conditions, the trend in contract activity implies we are on track for a more meaningful sales gain this year,? he said.? ?With a sustained downtrend in unsold inventory, this would bring about a broad price stabilization or even modest national price growth, of course with local variations.?

Pending sales in the Northeast continue to lag somewhat, with the January index at 78.2, but the upward trend in sales of existing homes is evident here as well, as the index is up 7.6 percent from the previous month and 9.2 percent from one year ago.

What does all this mean for the potential buyer of Philadelphia real estate? In short, it means that opportunity is knocking hard at the door. While the Philadelphia real estate market has not fallen as far as those in other cities, it stands at a level comparable to many of them; the fourth quarter local market figures released last month by Econsult show house prices in the city at the same level as those on the S&P/Case-Shiller 10-city composite index. (Philadelphia is not one of the 20 cities tracked by S&P/Case-Shiller.) This means that buyers who obtain financing at today?s super-low rates could find values on homes like they haven?t seen in a decade and save a pretty penny on the home of their dreams.

?By Sandy Smith for PhiladelphiaRealEstate.com

Source: http://blog.philadelphiarealestate.com/pending-home-sales-rise-as-prices-remain-low/

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Tuesday, February 28, 2012

G20 alert to economic threat from rising oil prices (Reuters)

[unable to retrieve full-text content]Reuters - The world's leading economies said on Sunday they were "alert to the risks of higher oil prices" and discussed at length the impact that sanctions on Iran will have on crude supplies and global growth.

Source: http://us.rd.yahoo.com/dailynews/rss/economy/*http%3A//news.yahoo.com/s/nm/20120227/bs_nm/us_g20_oil

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Monday, February 27, 2012

The Reality Regarding Debt Consolidation Financial loans ...

You?ve most likely seen individuals online or TV advertisements offering to help you debt-free via a debt consolidation loan. The advertisements run something similar to this:

Eliminate Your Financial Troubles Today!

Get rid of debt with this Debt Consolidation Financial loans

Lower Your Loan Obligations Today by 50%!

And so forth. Debt consolidation financial loans happen to be growing progressively popular as more people wallow in charge card debt, car loan debt, personal bank loan debt, etc. Lots of people believe that, by acquiring a debt consolidation loan, their slate is easily wiped clean, plus they can begin fresh.

Typically, debt consolidation works for most people. The operation is really quite simple: first, you complete a one or two page survey (either paper or online) regarding your financial status and current financial obligations. The organization transmits this survey to its network of banks. Then, you get an answer letter or e-mail which consists of various offers in the banks. You choose the sale that?s ideal for your needs (often the one using the cheapest rate of interest).

Bear in mind this entire application should not incur a credit card applicatoin fee whether it does, you may be handling a scam agency.

As the initial application seems exactly the same between most debt consolidation companies, you will find some key variations too:

Credit amount. Companies will differ in just how much credit they offer for you. Therefore, loan sums will vary from business to business.

Finance fee. Associated with pension transfer financial loans, different finance charges will be relevant to the loan. Essentially, the finance fee may be the interest charge that you?ll purchase the existence of the loan.

Quantity of obligations. Some loan providers will need you to repay the loan at some point, while others will extend the loan payment time. This is reflected in the amount of obligations you?ll make until the loan is totally compensated off.

Regrettably, as with every companies, you will find many ripoffs available too. Here are a few items to consider when trying to have a debt consolidation loan, because they indicate a potential scam:

Application costs. Tthere shouldn?t be application fee for discovering which type of loan you be eligible for a. This really is likewise just like you personally walked right into a bank and requested financing: you?d never expect the financial institution teller to request you to definitely pay money for fundamental information.

Loan costs. Loan costs will differ according to every individual consolidation agency, however they should not become excessive. However, some scam consolidators charges you up to 15% for that ?service? of taking your monthly debt payment and moving it to creditors. So, if you?re having to pay $500/month for your debt consolidation loan agency, you may really be having to pay only $434 in your loan, and also the other $66 to the organization itself. At this rate, you?re better offered just by calculating your personal financial obligations and having to pay creditors directly. Actually, it isn?t even very difficult, because of online debt hand calculators like the MSN Money Debt Consolidator.

No or little customer support. Before you decide to lock to your loans, try calling the client service telephone number that?s listed for that loan agency. Consult with a live individual and verify the loan terms before proceeding further. This provides you with a concept if your) the client service department even is available, and b), when the department understands its clients and what they?re doing. Many scam sites are operated by a couple of people overseas and therefore don?t have any or imaginary customer support departments.

At this time, you might be wondering why the FCC doesn?t routinely search and shut lower such scam sites. The simple truth is, both FCC and also the Condition Attorney General do actually search for websites like these and pressure them bankrupt. However, it is simple for such con artists to simply open another site dealing the same bad advice and shady financial loans. With your a lucrative payback for acquiring even one customer per site setup, con artists can open many internet sites each day and concentrate on the unskilled. Just like any business dealings, it is usually Caution.

Source: http://www.nationalrelief.com/the-reality-regarding-debt-consolidation-financial-loans/

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Sunday, February 26, 2012

Thousands form human chain in anti-Putin protest (AP)

[unable to retrieve full-text content]

A man holds caricatures of Russian Prime Minister Vladimir Putin (R) and billionaire and presidential candidate Mikhail Prokhorov during a rally demanding a fair election in St.Petersburg February 26, 2012. Russians will go to the polls to elect a new president on March 4.  REUTERS/Alexander Demianchuk (RUSSIA - Tags: POLITICS ELECTIONS)AP - Thousands of people holding hands formed a 16-kilometer (10-mile) human chain encircling central Moscow on Sunday in the latest protest against Russian Prime Minister Vladimir Putin.


Source: http://us.rd.yahoo.com/dailynews/rss/europe/*http%3A//news.yahoo.com/s/ap/20120226/ap_on_re_eu/eu_russia_protests

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Farm ,Ranch & Orchard Tools: Madhya Pradesh PET 2012 Entrance ...

Madhya Pradesh Pre-Engineering Test (PET) is for admission to Bachelor in Engineering (B.E.) course in various technical institutes in Madhya Pradesh.There are many institutes in Madhya Pradesh offering Bachelor of Engineering (B.E.) courses through Madhya Pradesh PET.

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Saturday, February 25, 2012

In battered Syrian city, cries of `tragic' plight (AP)

[unable to retrieve full-text content]AP - Medics stitch wounds with thread used for clothing. Hungry residents risk Syrian government sniper fire or shelling to hunt for dwindling supplies of bread and canned food on the streets of the besieged city of Homs.

Source: http://us.rd.yahoo.com/dailynews/rss/world/*http%3A//news.yahoo.com/s/ap/20120224/ap_on_re_mi_ea/ml_syria

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